RIA's investment philosophy revolves around building diversified portfolios we feel will endure through different market cycles. Our portfolios are centered around high quality companies we believe will provide solid returns to investors over a longer term time horizon.

The primary characteristics of a Ridge portfolio include:

- Balance of stocks and bonds
- Broad diversification among all economic sectors
- Blend of growth and value equities
- Combination of large and mid-cap stocks
- Tactical sector holdings that are frequently rebalanced
- Use of Exchange Traded Funds when appropriate