Securities that provide real investment value are chosen from a wide variety of market sectors and industries. Ridge’s disciplined approach is designed so that portfolios will achieve their long-term goals even in the face of changing circumstances and market forces. And with this goal, our customers can "set it, and forget it." It provides them peace of mind, as well as returns.

The primary characteristics of a Ridge portfolio include:

- Balance of stocks and bonds
- Broad diversification among all economic sectors
- Blend of growth and value equities
- Combination of large and mid-cap stocks
- Tactical sector holdings that are frequently rebalanced
- Buy and sell disciplines designed to achieve the best performance
- Use of Exchange Traded Funds when appropriate
- Decisions driven by fundamental and objective research

We offer five specific portfolios that emphasize the following financial strategies:

* Growth
* Growth and Income
* Income